Careers at Betterment

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We're headquartered in NYC and offer hybrid NY-based positions (four days/week in-office, with no required office days during the summer and winter holidays). About the Role: As a Security Engineer on the Detect and Respond team at Betterment, you'll help keep our customers and their money safe by building and operating the detection capabilities our security team depends on every day. You'll work alongside experienced engineers on a team that takes software quality seriously, writing reliable alerts, building integrations, contributing to incident response, and improving the on-call experience. This role is a great fit for an engineer who has a security foundation and wants to grow their craft in a collaborative, engineering-forward environment. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $145,000 - $180,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life: - Build and evolve detection and response capabilities across Betterment's infrastructure, with an emphasis on high-signal detection and reliable operational response- - Help improve our detections over time, using on-call feedback and false positive trends to quiet what's noisy and close the gaps in what we're missing - Help bring SaaS application logs from across the organization into our SIEM, coordinating with other teams as needed - Participate in Security On Call cycles, responding to alerts and helping improve triage processes over time - Contribute to SIEM administration, including lookups, integrations, and alert hygiene - Build and maintain automations that streamline the on-call experience and reduce manual toil for Security Engineering - Help the team get real leverage out of AI tooling, building it into how we develop detections and run triage, and being open about where it doesn't pull its weight - Build detection coverage for our growing AI surface — agent and connector activity, misuse and prompt injection, company data moving through AI tools — much of it detection work without an established playbook yet - Help build visibility into how AI tools are used across the organization, partnering with our AI Governance and Workforce Security colleagues as that surface grows - Take part in reviews of new systems and data sources alongside engineering partners, helping work out what telemetry we need and what we'd want to detect before those systems ship - Support incident response — triage, investigation, and containment — and help keep our response playbooks current as we learn from each one What We're Looking For: - We're seeking a team member with 3+ years of experience in security operations or security engineering. - Experience with common industry SIEM and SOAR platforms, including writing searches and building alerts - Familiarity with common attacker tactics and techniques, including frameworks like MITRE ATT&CK, and an interest in turning threat behavior into practical detections - Exposure to incident response — alert triage, investigation, or containment work - Programming or scripting background; you're comfortable reading and writing code - Enthusiasm for AI tools and workflows, with the judgment to know where their output needs verifying and the appetite to introduce new capabilities responsibly - Awareness of the security questions AI systems raise — agent and connector permissions, prompt injection, non-human identity, data leaving through AI tools — or the drive to get up to speed quickly - Familiarity with cloud environments (AWS) and common SaaS security tools like CrowdStrike or Okta - An interest in security engineering as a craft — you want to build things that are reliable, well-documented, and easy for others to maintain - Curiosity and a willingness to dig into new tools, data sources, and problem spaces - Strong written communication skills — you can write a clear runbook and explain a security concept to a non-technical colleague Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We're headquartered in NYC and offer hybrid NY-based positions (four days/week in-office, with no required office days during the summer and winter holidays). About the Role The API & Auth Platform team enables product teams across Betterment to build and operate APIs quickly, enjoyably, and securely. As Sr Engineering Manager, you will lead a team of senior/staff engineers stewarding our shared GraphQL API frameworks, authentication and access control systems, and internal tooling platform. You will work directly with engineering and product leadership to drive the technical direction of the GraphQL API frameworks powering our customer-facing web and mobile applications. You will also collaborate closely with operations, customer support, and compliance partners to ensure our internal APIs let teams operate Betterment systems with the rigor our customers and regulators expect. As AI tooling reshapes how we build and operate our systems, you will have significant influence over how Betterment's APIs support AI agents and tooling safely in a regulated financial services environment. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment's total compensation package for employees. New York City: $200,000 - $230,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life Lead and grow a team of senior/staff engineers building the API, authentication, and internal tooling platform that every Betterment team relies on. Drive technical strategy for the GraphQL API frameworks powering our customer-facing and internal apps, including agentic tooling for AI-native API development workflows. Ensure Betterment's authentication and authorization systems remain current with industry best practices. Sequence your team roadmap to balance reliability, security, developer experience, and platform capabilities — e.g. secure, first-party MCP access to Betterment APIs. Work alongside the product teams who build on your platform every day. Develop broad Betterment domain expertise in the process. Hold the line on the standards that keep shared systems healthy. Make them visible and easy to meet, and ensure teams understand the "why" behind them. Partner with IT and security on platform governance so engineering teams can build on the API platform and ops teams can operate through it with confidence — as new AI identity and access patterns take shape. Partner with department leaders on a permission model that fits evolving team workflows and incorporates new AI tooling, including MCP servers and connectors. Cultivate efficient, blameless incident response across your team and the teams building on the API platform. Invest in observability that serves both developers and internal tool users. Translate Betterment's strong culture of accountability into platform operating procedures — clear ownership, security, and iteration. What We're Looking For Experience managing senior and staff ICs; ability to coach engineers through technically complex challenges while maintaining team momentum. Capable of meaningful architectural direction, code review, and hands-on work in our codebase. Proven track record leading a team that owns a shared platform used by engineering, operations, and customer support teams. Experience leading projects that affect multiple teams' software systems, tooling, and development workflows. Experience managing shared API platforms — ideally GraphQL. An appreciation for the frameworks, conventions, and developer tooling that let product teams introduce new capabilities, support existing usage, and gracefully retire legacy functionality. Hands-on experience with modern authentication/authorization patterns (OAuth 2.0, OIDC, passkeys), with an understanding of the importance of adoption, long-term support, and security testing. Experience partnering with IT, security, and business leaders on governance, access, and permission models. Ability to build trust across disciplines and adapt as AI tools introduce new identity and access patterns. Principled approach to balancing the need to move quickly today with the need to move quickly tomorrow, with an appreciation of how to meet high standards for customer quality and regulatory requirements. Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We're headquartered in NYC and offer hybrid NY-based positions (four days/week in-office, with no required office days during the summer and winter holidays). About the Role The API & Auth Platform team enables product teams across Betterment to build and operate APIs quickly, enjoyably, and securely. As Sr Software Engineer, you will work with a team of senior/staff engineers stewarding our shared GraphQL API frameworks, authentication and access control systems, and internal tooling platform. You will help build core pieces of the GraphQL API frameworks powering our customer-facing web and mobile applications, working closely with engineering leadership. You will also collaborate with operations, customer support, and compliance partners to ensure our internal APIs let teams operate Betterment systems with the rigor our customers and regulators expect. As AI tooling reshapes how we build and operate our systems, you will have significant influence over how Betterment's APIs support AI agents and tooling safely in a regulated financial services environment. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $170,000 - $195,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life Work with a team of senior/staff engineers building the API, authentication, and internal tooling foundation that every Betterment team relies on. Help deliver the GraphQL API frameworks powering our customer-facing and internal apps, including agentic tooling for AI-native API development workflows. Contribute to Betterment's authentication and authorization systems, keeping them current with industry best practices. Build platform capabilities like secure, first-party MCP access to Betterment APIs — and the reliability, security, and developer experience work that makes them trustworthy. Embed with the product teams who build on your platform every day. Develop broad Betterment domain expertise in the process. Help make the standards that keep shared systems healthy visible and easy to meet, and help teams understand the "why" behind them. Participate in efficient, blameless incident response across your team and the teams building on the API platform. Invest in observability that serves both developers and internal tool users. Mentor junior engineers, sharing your experience to expand their impact and accelerate their growth. What We’re Looking For A contributor capable of working in sensitive auth systems, working alongside senior and staff IC colleagues to shaping their technical direction. Experience building on or contributing to a shared API platform — ideally GraphQL — with an appreciation for the frameworks, conventions, and developer tooling that let product teams introduce new capabilities, support existing usage, and gracefully retire legacy functionality. Experience with modern authentication/authorization patterns (OAuth 2.0, OIDC, passkeys), with an appreciation for the importance of adoption, long-term support, and security testing. Experience operating systems in production that other engineering teams depend on, with an eye for observability, testing, and safe rollout. Comfort with the evolving AI landscape — using AI tooling in your own workflow and thinking clearly about how AI agents should access APIs safely. Fullstack development experience including GraphQL and one or more server-side languages (Ruby, Java, TypeScript, C#, Python, etc.) Experience collaborating across discipline and team boundaries. An open-minded approach when navigating the tension between moving fast, customer quality, and regulatory requirements. Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays). About the Role Broker Dealer is the core of the Betterment platform. On a busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a Senior Engineer in our Broker Dealer organization, you'll help balance on-time delivery of new platform features alongside system stability and scale, all while helping mentor and grow a team of amazing engineers. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $175,000 - $215,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life Build innovative trading and money-movement technology that empowers people to make the most of their money so they can live better Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat Uphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers Collaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives What We’re Looking For 5+ years of professional expertise in at least one object oriented language, preferably Java 5+ years professional experience with SQL and relational databases, including designing schemas and writing detailed SQL queries A strong command of fundamental algorithms and data structures Experience working in large-scale distributed systems Experience designing, building, scaling, and maintaining core backend software components Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays). About the Role: As an Engineering Manager in Broker Dealer, you'll help balance on-time delivery of new features alongside system stability and scale, all while helping mentor and grow a team of talented engineers. Broker Dealer is the core of the Betterment platform. On a busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for an Engineering leader to contribute to answering our most difficult backend scaling, software design, and optimization questions. This role will be overseeing a team of individual contributors, and will work closely with other engineering managers in Broker Dealer. While we don’t expect you to code on a daily basis, we do expect you to quickly familiarize yourself with the tech stack, codebase and specific business domains so that you can better support the team’s mission and deliver meaningful business impact. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $210,000-245,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life: Manage a team of 6-8 backend engineers who build innovative trading technology that powers our investing products. Foster career development and align roadmap opportunities with each engineer’s growth interests, keeping them technically engaged. Cultivate a team culture that values agility, accountability, constructive feedback, and celebrates successes. Be a hands-on technical mentor by regularly diving into the codebase, participating in code reviews, partnering with stakeholders to shape solutions, and driving effective technical decision-making. Champion maintainability and reliability by advocating for the long-term stability of the technology your team builds. Balance the need for speed of delivery with the importance of correctness and quality in every project your team undertakes. Continuously refine team processes and practices to deliver high-impact, high-quality outcomes for the business and ensure the appropriately engineered solutions. Develop deep domain and industry knowledge to be a highly effective partner across internal and external stakeholders. Collaborate closely with Product, Engineering, Operations, Legal and Compliance teams to ensure we consistently deliver the right sized solutions to the right problems. What We're Looking For: 3+ years of experience in formal Engineering Management of direct reports. 8+ years of experience in building and maintaining backend distributed systems using Java or a similar strongly typed programming language. Experience managing, mentoring, and inspiring talented engineers, guiding them toward excellence in both professional growth and project outcomes. A proven track record to rapidly close knowledge gaps, enhancing productivity and establishing trust within the organization. A history of fostering accountability and ownership, motivating teams to take initiative and consistently deliver right sized solutions. Experience cultivating high-performing teams that focus on speed of execution and the rigor to maintain quality. Ability to adjust leadership style to meet the evolving needs of the team and the business. Effective collaborator capable of working with other engineering teams, product managers, subject matter experts, non-technical stakeholders and third party vendors to build and ship high quality software. Ability to translate business strategy into Engineering initiatives that drive delivery of meaningful outcomes. Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.

About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays). About the Role: As a Senior Engineering Manager leading the Betterment Security team’s Application Security squad, you’ll collaborate closely with engineering teams across the company as your squad helps developers build secure software by default. Your team shapes how Betterment threat models new systems, reviews designs, manages vulnerabilities, and equips engineers with the tools, libraries, and guardrails that make the secure path the easy path. You’ll work with team and company leadership to develop and drive a mission-aligned roadmap and manage its execution with your team. You’ll also partner with engineers on your team and beyond to identify and advocate for the work that will most meaningfully reduce risk to Betterment and our customers. You’ll play a crucial role in balancing proactive security investments alongside response and remediation, all while helping mentor and grow a team of amazing engineers. At Betterment, security is foundational to the trust our customers place in us with their financial lives. Our Application Security squad empowers and enables the entire engineering organization and works closely with product and platform teams to deliver controls, tooling, and partnerships that let us deliver value to Betterment’s customers and clients without compromising on safety. Members of this team have a love for solving interesting security challenges and improving the lives of our developers in ways that move our engineering organization and the business forward. You’ll be a part of a team that’s tackling difficult questions of secure design at scale in a deeply regulated industry where the stakes are real. This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $210,000-250,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life: Oversee the development of paved roads, libraries, and guardrails that make it easier for our developers to commit, test, build, deploy, and operate code securely by default. Build and maintain the threat modeling, design review, and vulnerability management programs that protect our customers, our employees, and the business. Drive the adoption of AI across AppSec operations to achieve scaled security workflows, creating leverage for senior engineers. Lead and mentor engineers on Betterment’s senior-leaning AppSec squad. Establish strong lines of communication with stakeholders across engineering, product, legal, compliance, and risk to understand and deeply support the needs of teams building products across all business lines and divisions of Betterment. Inspire and maintain a strong, equitable engineering culture founded on transparency, inclusivity, mentorship, and collaboration. Continuously innovate and seek out ways to meet the near- and long-term strategic security needs of our complex org. What We’re Looking For: Expertise across the application security stack: secure SDLC, threat modeling, secure design review, code review, vulnerability management, and the cloud-native ecosystem (AWS, containers, Kubernetes, CI/CD). Experience with hands-on managing, mentoring, and inspiring a team of talented security engineers, including senior engineers. Demonstrated success as a true player-coach is a must. Experience establishing or scaling a Security Champions or distributed threat modeling program, with a focus on empowering engineering squads to own security outcomes and integrating these practices into the existing software development lifecycle. Experience leading execution of large team initiatives and execution of smaller concurrent projects in partnership with senior engineers. Familiarity with AI-assisted security tools and a curiosity for exploring how AI can enhance both security workflows and the security posture of the AI-powered features our engineers are building. A real passion for application security and for empowering developers to do the right thing easily. Experience collaborating with other engineering teams, product managers, subject matter experts, and non-technical stakeholders such as legal, compliance, and risk. Join a team built on these core values We change lives Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease . We set audacious goals We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins. We value all perspectives When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community. We simplify financial services We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA. Our Commitment to Your Total Well-being: We offer a competitive suite of benefits , including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options Ownership: Equity for all employees, including new hire and refresher grants. Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year. Growth: Company-paid professional coaching for all employees. Wealth: Day-one 401(k) match plus matching on qualified student loan payments. What happens next We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions. On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process! Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Come join us! We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.