Careers at SoFi

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: The Compliance Senior Data Scientist will be responsible for assisting the Anti-Money Laundering Compliance program with model development, model optimization, model validation, management information reporting, AML system integration, AML data infrastructure and AML data architecture to effectively fight financial crime. Additionally, this role will also support AML governance initiatives including risk assessments and internal/external inquiries. What you’ll do: Facilitate AML model development, implementation, optimization, assessment and validation of risk-based customer screening, transaction screening, transaction monitoring and AML customer risk rating covering multiple product lines, including banking, brokerage and lending to ensure sound risk coverage across the enterprise Maintain, test and configure AML vendor solutions to ensure conceptually sound design, proper implementation, and acceptable model performance. Research, compile and evaluate large sets of data to assess quality, integrity and completeness to determine suitability for AML model development. Architect and lead the design of advanced AML models utilizing machine learning and statistical modeling methods for supervised and unsupervised learning. Exercise flexibility in selecting model architectures, algorithms, third-party libraries, and development workflows, provided they align with project objectives and organizational requirements. Ensure AML compliance and regulatory requirements are embedded in the model design. Document modeling methodology, data sources, assumptions, and validation results. Lead governance and quality control across the full AML model lifecycle including code reviews, validation of methodology, input data integrity, and performance metrics. Ensure adherence to the organization’s established ML framework, coding conventions, documentation standards, and model risk management policies, embedding AML compliance and regulatory requirements into design and deployment. Oversee documentation and review processes for internal model validation, external regulatory examinations, and cross-functional approvals, while supporting resolution of development blockers and coordinating with key stakeholders. Develop governance documentation related to tuning efforts, parameter changes and data validation for AML transaction monitoring to ensure a comprehensive audit trail is maintained. Track and report results of tuning and optimization activities and model performance to senior management. Develop robust management information dashboards displaying real-time or near real-time AML metrics. Partner with and advise the AML Governance Unit by providing necessary data for AML Risk Assessments, internal/external audit examinations and other regulatory requirements. What you’ll need: Bachelor’s Degree or Master’s Degree in Statistics, Computer Science, Mathematics, Finance, Computer Science, Engineering or other relevant areas. 3+ years of experience in the finance industry focusing on BSA/AML, OFAC, or fraud modeling/analytics. Statistical/data analytical skills, including data quality validation, and predictive modeling experience in SQL and Python. Knowledge of and ability to leverage traditional databases, cloud-based computing, and distributed computing. Track record of leading AML governance-related initiatives, such as risk assessments, internal/external audits and other regulatory requirements. Demonstrated ability to communicate effectively with all levels of the organization and across different business lines. Nice to Have: Knowledge of AML regulations and the USA PATRIOT Act. Familiarity with regulatory guidance on Model Risk Management (Federal Reserve SR Letter 11-7, OCC Bulletin 2011-12, FDIC FIL 22-2017, DFS504) Experience with data visualization (e.g., Tableau) Experience with data monitoring systems (e.g., DataDog, Monte Carlo) Experience with cloud data infrastructure (e.g., Snowflake) Experience with automated transaction monitoring (e.g., Verafin) Experience with customer/transaction screening (e.g., LexisNexis) Experience with infrastructure automation software (e.g., Terraform) Familiarity with virtualization and containerization (e.g., Docker) Familiarity with container orchestration (e.g., Kubernetes) CAMS certification preferred Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Role Summary: This role will lead the data engineering function supporting People Analytics, including AI-assisted workforce analytics on Snowflake. This is a player-coach role requiring hands-on technical leadership plus people leadership, with strong business partnership and the ability to balance speed, quality, governance, and innovation. What you’ll do: Manage and develop data engineers Manage, coach, and grow a team of data engineers. Set expectations for quality, collaboration, delivery, and technical ownership. Create a strong engineering culture where people solve hard problems, move quickly, and enjoy the work. Collaborate with cross-functional teams, such as other data engineers, people analysts, data scientists, and business stakeholders, to translate requirements into production-ready deliverables, and communicate technical trade-offs to non-technical partners. Stay hands on Write and review production code. Lead design reviews, code reviews, and technical problem solving. Step into critical pipelines, models, or AI workflows when needed. Build scalable People data foundations Design and maintain sustainable data models, pipelines, semantic layers, and testing frameworks. Establish team practices for documentation, lineage, data quality, and observability. Own engineering standards Set standards for SQL, Python, dbt, Airflow, Snowflake, testing, documentation, CI/CD, and release management. Ensure the team ships work that is reliable, maintainable, secure, and understandable. Enforce data governance policies and practices to maintain data integrity, security, and compliance with relevant regulations. Support AI enabled analytics Own technical delivery for AI-assisted workforce analytics and internal tools. Translate business needs into scalable technical designs, delivery plans, and engineering milestones. Partner with People Analytics, People leaders, Legal, Compliance, and other stakeholders to deliver trusted workforce insights. Partner on semantic models, evaluation datasets, testing, and quality controls for AI-assisted analytics Balance speed and rigor Create enough process to protect quality, privacy, and trust for sensitive People data without slowing the team unnecessarily. What you’ll need: A bachelor's degree in Computer Science, Data Science, Engineering, or a related field. 7+ years in data engineering, analytics engineering, or data platform engineering. 5+ years managing or formally leading engineers. Proficiency in data engineering tech stack: Python / SQL / dbt / Airflow / Gitlab . Experience designing dimensional models, semantic layers, data marts, or analytical data products. Experience with data quality, testing, lineage, observability, and production support. Strong ability to translate business needs into technical architecture. Experience with sensitive or regulated data and access controls. Proven ability to coach engineers and build healthy technical culture Strong communication with technical and non technical stakeholders Proficiency in relational and cloud database platforms such as Snowflake, Redshift, or GCP. Thorough knowledge of data modeling, database design, data architecture principles, data operations, and CI/CD. Strong analytical and problem-solving abilities, with the capability to simplify complex issues into actionable plans. Preferred Experience People analytics, HR data, compensation, talent, workforce planning, or Workday experience Experience building AI, LLM, RAG, or natural language analytics products Experience with Snowflake Cortex AI, Streamlit, semantic models, or evaluation frameworks Experience in fintech, banking, or regulated environments Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Social Finance, LLC seeks Senior Software Engineering Manager in San Francisco, CA: Job Duties: Lead one or multiple development teams through the full development life cycle. Challenge the status quo, embrace and foster innovation. Disrupt the industry by building the banking platform of the future. Grow the team, understand what your team needs, define how to find and assess candidates. Define the growth plan for individuals on your team. Hold the team accountable for delivery. Shape and support the team culture with an emphasis on continual improvement, learning, and fun. Generate ideas for new initiatives. Take initiative and produce timely results in a fast paced and sometimes ambiguous environment. Facilitate the definition of project scope, deliverables, and goals. Part-time telecommuting is an option. Hybrid work from SoFi offices in San Francisco, CA. Requirements: Master’s degree in Computer Science, Engineering (any field) or related quantitative discipline and (5) years of experience in the job offered or in any occupation in related field. Special Skill Requirements: 1.) Engineering management 2.) Agile SDLC methodologies 3.) Object-oriented programming and data structures 4.) Mobile application development using Android (Kotlin/Java) and iOS (Swift) 5.) Design and development of reusable software libraries and SDKs 6.) Web application development using JavaScript and modern frontend frameworks 7.) Automated testing and CI/CD pipelines 8.) Software architecture and performance optimization 9.) Design patterns (MVC, MVVM, Clean Architecture) Any suitable combination of education, training and/or experience is acceptable. Part-time telecommuting is an option. Hybrid work from SoFi offices in San Francisco, CA. Salary: $289,182.00 - $318,100.00 per year. Submit resume with references using the apply button on this posting or by email to: Req.# 1014.442.2 at: ATTN: HR, jobadverts@sofi.org . #LI-DNI Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. About the role As a Senior Vulnerability Management Engineer you will independently identify, assess, prioritize, and drive the remediation of vulnerabilities across applications, infrastructure, containers, Kubernetes environments, and third-party dependencies. You will be expected to understand how vulnerable dependencies enter an application, determine whether they are direct or transitive, identify appropriate remediation options, and work with engineering teams to implement and validate fixes. You will also own and enhance internal vulnerability-management tools, including the repositories, scheduled jobs, APIs, and reporting applications used to process and display vulnerability findings. The ideal candidate should be comfortable using approved AI tools, such as Claude, to accelerate development, investigation, documentation, and security automation while following company security and data-handling requirements. What you’ll do Perform vulnerability assessments across applications, operating systems, containers, Kubernetes clusters, and third-party dependencies. Investigate vulnerable dependencies, determine where they originate, and identify whether they are direct or transitive. Recommend safe dependency upgrades, configuration changes, patches, or compensating controls. Own and maintain the source-code repositories associated with internal vulnerability-management tools and reporting applications. Integrate security tools with ticketing systems, repositories, dashboards, and reporting platforms through APIs and webhooks. Use approved AI-assisted development tools to support coding, debugging, vulnerability research, remediation analysis, test creation, and documentation. Identify false positives, duplicate findings, incorrect asset associations, and findings that lack sufficient context. Partner with engineering and infrastructure teams to prioritize vulnerabilities based on exploitability, exposure, asset criticality, and business impact. Develop dashboards and reports that communicate vulnerability risk, remediation progress, SLA performance, and program effectiveness. Lead remediation initiatives and provide technical guidance to engineers and other security team members. What you’ll need Bachelor’s degree in Computer Science, Information Systems, Cybersecurity, or equivalent practical experience. 4+ years of experience in information security, vulnerability management, application security, security engineering, or a related discipline. Strong understanding of CVE, CVSS, CWE, CISA KEV, EPSS, OWASP, and risk-based vulnerability prioritization. Experience investigating vulnerable dependencies using build files, dependency trees, lock files, container images, and software-composition-analysis tools. Ability to determine where a vulnerable package originates and recommend a safe, compatible remediation. Hands-on experience operating vulnerability-management platforms such as Qualys or similar tools. Experience with SAST, DAST, SCA, container-security, or infrastructure vulnerability-scanning tools. Experience developing or maintaining reporting applications, dashboards, backend services, or data-processing workflows. Familiarity with containers, Kubernetes workloads, Helm, CI/CD pipelines, configuration management, logging, monitoring, and secrets management. Proficiency in at least one programming or scripting language, such as Python, Java, Go, or Bash. Ability to independently manage technical initiatives involving multiple engineering teams and stakeholders. Preferred qualifications Experience with cloud platforms and cloud-native services. Experience with microservice architectures and Kubernetes-based applications. Experience developing vulnerability-management automation and self-service security tools. Knowledge of Java dependency-management systems such as Gradle or Maven, including transitive dependency analysis. Ability to collaborate with engineering, infrastructure, business, compliance, and external vendor teams. Nice to have Master’s degree in Computer Science, Cybersecurity, or Engineering. Practical experience deploying and troubleshooting applications in Kubernetes environments. Relevant hands-on security certifications from Hack The Box, Offensive Security, or another recognized practical security-training provider. Financial-services or other regulated-industry experience. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. About the role As a Senior Vulnerability Management Engineer you will independently identify, assess, prioritize, and drive the remediation of vulnerabilities across applications, infrastructure, containers, Kubernetes environments, and third-party dependencies. You will be expected to understand how vulnerable dependencies enter an application, determine whether they are direct or transitive, identify appropriate remediation options, and work with engineering teams to implement and validate fixes. You will also own and enhance internal vulnerability-management tools, including the repositories, scheduled jobs, APIs, and reporting applications used to process and display vulnerability findings. The ideal candidate should be comfortable using approved AI tools, such as Claude, to accelerate development, investigation, documentation, and security automation while following company security and data-handling requirements. What you’ll do Perform vulnerability assessments across applications, operating systems, containers, Kubernetes clusters, and third-party dependencies. Investigate vulnerable dependencies, determine where they originate, and identify whether they are direct or transitive. Recommend safe dependency upgrades, configuration changes, patches, or compensating controls. Own and maintain the source-code repositories associated with internal vulnerability-management tools and reporting applications. Integrate security tools with ticketing systems, repositories, dashboards, and reporting platforms through APIs and webhooks. Use approved AI-assisted development tools to support coding, debugging, vulnerability research, remediation analysis, test creation, and documentation. Identify false positives, duplicate findings, incorrect asset associations, and findings that lack sufficient context. Partner with engineering and infrastructure teams to prioritize vulnerabilities based on exploitability, exposure, asset criticality, and business impact. Develop dashboards and reports that communicate vulnerability risk, remediation progress, SLA performance, and program effectiveness. Lead remediation initiatives and provide technical guidance to engineers and other security team members. What you’ll need Bachelor’s degree in Computer Science, Information Systems, Cybersecurity, or equivalent practical experience. 4+ years of experience in information security, vulnerability management, application security, security engineering, or a related discipline. Strong understanding of CVE, CVSS, CWE, CISA KEV, EPSS, OWASP, and risk-based vulnerability prioritization. Experience investigating vulnerable dependencies using build files, dependency trees, lock files, container images, and software-composition-analysis tools. Ability to determine where a vulnerable package originates and recommend a safe, compatible remediation. Hands-on experience operating vulnerability-management platforms such as Qualys or similar tools. Experience with SAST, DAST, SCA, container-security, or infrastructure vulnerability-scanning tools. Experience developing or maintaining reporting applications, dashboards, backend services, or data-processing workflows. Familiarity with containers, Kubernetes workloads, Helm, CI/CD pipelines, configuration management, logging, monitoring, and secrets management. Proficiency in at least one programming or scripting language, such as Python, Java, Go, or Bash. Ability to independently manage technical initiatives involving multiple engineering teams and stakeholders. Preferred qualifications Experience with cloud platforms and cloud-native services. Experience with microservice architectures and Kubernetes-based applications. Experience developing vulnerability-management automation and self-service security tools. Knowledge of Java dependency-management systems such as Gradle or Maven, including transitive dependency analysis. Ability to collaborate with engineering, infrastructure, business, compliance, and external vendor teams. Nice to have Master’s degree in Computer Science, Cybersecurity, or Engineering. Practical experience deploying and troubleshooting applications in Kubernetes environments. Relevant hands-on security certifications from Hack The Box, Offensive Security, or another recognized practical security-training provider. Financial-services or other regulated-industry experience. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.