Careers at Visa

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description The Sr. Manager, Software Engineering leads a team responsible for reviewing business requirements and developing functional and technical design documentation. This role oversees the design and implementation of testing procedures for APIs, abstractions, and integration patterns to address distributed computing challenges, including end-to-end and integration testing. The Sr. Manager participates in design reviews, providing input on requirements, product designs, schedules, and potential issues, and works across the team to ensure productivity, predictability, and delivery of high-quality results. The position includes accountability for code review and the team’s development and testing activities, as well as participation in proof of concepts and technical evaluations of new technologies. The Sr. Manager is expected to foster a collaborative environment, ensuring the team meets business needs and delivers robust solutions. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities Review business requirements and develop functional and technical design documentation. Design and implement testing procedures for APIs, abstractions, and integration patterns, including end-to-end and integration tests. Participate in design reviews to provide input on requirements, product designs, schedules, and potential issues. Ensure team productivity, predictability, and delivery of high-quality results. Review code and maintain accountability for the team’s development and testing activities. Participate in proof of concepts and technical evaluations of new technologies. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8+ years of relevant work experience and a Bachelors degree, OR 11+ years of relevant work experience Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Experience in managing distributed computing challenges. Experience in fostering team collaboration and meeting business needs. Experience in delivering robust solutions in a fast-paced environment. Experience in integrating emerging technologies into software engineering practices. Experience in reviewing business requirements and developing technical documentation. Experience in designing and implementing testing procedures for APIs and integration patterns. Experience in participating in design reviews and providing input on product designs and schedules. Experience in leading teams to ensure productivity and high-quality delivery. Experience in code review and accountability for development/testing activities. Experience in technical evaluations and proof of concepts for new technologies. Information for US Applicants For roles located in the US, the estimated salary range for this position is $163,300.00 to $ 261,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes. Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders. Participate in system design and architecture, refining code plans and contributing to design documentation. Contribute to project estimation and escalate issues that may cause delays. Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices. Apply debugging tools to verify assumptions and proactively flag issues before they occur. Participate in code reviews to ensure coding standards are followed and address routine pull requests. Create test plans and configure testing procedures to identify and resolve defects for multiple features. Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance. Leverage and build knowledge of software developer tools to create, debug, and maintain code for components. Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience. Strong proficiency in Java and/or Python and Angular/React. Experience with microservices, REST APIs, Kubernetes, Docker, and CI/CD Experience in developing full stack (frontend + backend) and/or implementing web-based or mobile applications using AI tools. Experience in mentoring junior engineers and collaborating with cross-functional teams. Experience in technologies/software systems or a directly related field. Experienced in large scale product development and delivering enterprise-scale web services, with strong expertise in debugging, troubleshooting, code reviews, coding standards, and building developer tools using modern container-based technologies. Proven ability to collaborate with cross-functional and client-facing teams to design, develop, test, and support scalable technical solutions that drive business outcomes. Experience in Compliance is a plus Experience with Generative AI (GenAI) – LLM agents, RAG systems, NLP, AI‑assisted investigations Information for US Applicants For roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions. Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines. Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements. Contribute to project estimation, considering delivery costs and escalating issues that may cause delays. Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices. Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products. Lead code reviews, ensuring adherence to coding standards and providing feedback to team members. Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact. Leverage data analysis and monitoring standards to identify patterns and defects in all environments. Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. Build, enhance, and identify new developer tools to support programs and applications. Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5+ years of relevant work experience with a bachelor’s degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: Demonstrated ability to drive adoption of GenAI and AI-assisted engineering practices to improve solution design, development, testing, troubleshooting, and operational efficiency. Experience promoting secure, responsible, and compliant use of GenAI technologies while maintaining code quality, data protection, intellectual property, and compliance standards. Demonstrated ownership across the full software development lifecycle, including development, quality engineering, automation, deployment, production validation, and production support. Strong understanding of software quality practices including shift-left testing, automated testing, performance testing, defect management, and root cause analysis. Ability to lead collaboration across Development, QA, DevOps, Product, Architecture, and Production Support teams. Demonstrated ownership of both product delivery and product quality. Experience mentoring engineers in development, testing, automation, troubleshooting, and modern engineering practices. Ability to influence engineering standards, improve processes, and drive continuous improvement initiatives. Information for US Applicants For roles located in the US, the estimated salary range for this position is $133,300.00 to $ 213,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: The SW Engineer is responsible for conducting, planning, or overseeing one or more aspects of the analysis, design, programming, debugging, and modification of computer programs for commercial or end user applications. This role involves writing code, completing programming tasks, and performing testing and debugging of applications. The SW Engineer also completes documentation and procedures for installation and maintenance, and may interface with users to define system requirements and/or necessary modifications or develop cost estimates, budgets, and schedules. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Conduct analysis, design, programming, debugging, and modification of computer programs for commercial or end user applications. Write code, complete programming tasks, and perform testing and debugging of applications. Complete documentation and procedures for installation and maintenance. Interface with users to define system requirements and/or necessary modifications. Develop cost estimates, budgets, and schedules as needed. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Bachelor's degree, OR 3+ years of relevant work experience. Preferred Qualifications: Proficiency in at least one programming language such as Java, C/C++, C#, .NET, Python, JavaScript, or HTML. Experience writing automation tools using Selenium, Java, REST APIs, Python, Groovy, and related technologies. Familiarity with software testing principles and quality assurance practices. Solid understanding of software engineering concepts, methodologies, and Agile development practices. Demonstrated experience using Generative AI and AI-assisted engineering tools to improve software development, testing, troubleshooting, documentation, and productivity. Ability to contribute across software development, quality engineering, test automation, and production support activities based on project needs. Document processes, designs, test results, and analysis. Lead root cause analysis and defect resolution activities. Review and provide feedback on code, test designs, and test cases. Communicate project status and technical information effectively to stakeholders. Strong communication, collaboration, and stakeholder management skills. Ability to take on challenges and solve problems proactively. Highly driven, resourceful, and results-oriented. Excellent analytical and problem-solving skills. Demonstrated ability to learn quickly, lead initiatives, and navigate ambiguity. Information for US Applicants For roles located in the US, the estimated salary range for this position is $86,500.00 to $ 134,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Overview: We are seeking a talented and motivated Senior Software Engineer to join our VAS Innovation team. As a key member of the team, you will play a critical role in developing cutting-edge solutions, leveraging innovative technologies, and enhancing the capabilities of our Value-Added Services (VAS) platform. You will be tasked to quickly grasp and evaluate new ideas and technologies from both internal and external sources and match them appropriately with emerging technology and business opportunities, building a culture of innovation and a drive for excellence. Essential functions: Innovative Development: Engage in the design, development, and implementation of innovative software solutions, including generative AI and modern integration patterns. Contribute to a culture of innovation by actively exploring and applying new ideas and technologies. Collaborative Engineering: Collaborate with cross-functional teams to develop and deliver complex projects that integrate emerging technologies with our existing platforms. Work closely with Product Office, Operations & Infrastructure, Cybersecurity, Client Support, and other Product Development teams to build comprehensive solutions. Continuous Learning: Engage in continuous learning and development, actively seeking opportunities to enhance your skills and knowledge. Collaborate with peers to share insights and drive team growth. Client-Focused Solutions: Develop solutions with a client-centric mindset, ensuring that the VAS platform delivers exceptional value and innovation. Engage with client feedback to refine and improve our offerings. API and Integration Development: Contribute to the design and development of APIs that enhance the integration of our Value-Added Services applications, platforms, and solutions. Technology Modernization: Participate in the advancement of our modernization roadmap by adopting best-in-class technology solutions for our core platform, expanding our market reach and client base. Process Improvement: Continuously assess and improve technology stacks, development processes, and methodologies to enhance productivity, quality, and time-to-market. Engineering Excellence: Adhere to industry best practices in software development, emphasizing quality, security, performance, scalability, availability, and resilience. Contribute to the management and reduction of technical debt within projects. Automation and Best Practices: Implement best engineering practices and automate software development, testing, and deployment processes. Ensure the timely delivery and maintenance of multiple services, focusing on continuous improvement. Incident and Change Management: Support incident management, change, and problem management processes to ensure the high availability and reliability of our services. Participate in root-cause analysis and troubleshooting to resolve issues effectively. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 3-5 years of relevant work experience and a Bachelor's degree or with an advanced degree. Self-driven and willing to work across technologies/languages. Expert-level skills in Java or Python with skills in C++ and C# is a bonus. Experience in building Generative AI applications, conversational AI, RAG architectures, techniques and libraries Proven track record of leading AI projects from conception to deployment Ability to design and implement full-stack AI systems that integrate with existing business processes Experience in designing robust AI systems that can handle distribution shifts and adversarial attacks Deep understanding of the latest AI research and industry trends Familiarity with common robustness issues in AI systems Proficiency in front-end web development technologies like ReactJS/Angular/NodeJS. Ability to work with large datasets and perform exploratory data analysis Experience with data preprocessing, feature engineering, and model evaluation techniques Experience in configuring build and deployment systems Docker, Jenkins, and Kubernetes. Expertise in handling multi-threading, concurrency, and error-handling. Demonstrated proficiency in troubleshooting, root-cause analysis, application design, and implementing large components for enterprise projects. Knowledge of version control, CI/CD pipelines, and best practices for ML model deployment Ability to design and implement AI components and integrate them into larger systems Ability to lead cross-functional teams and communicate complex AI concepts to non-technical stakeholders Working knowledge using distributed in-memory computing technologies like Redis. Hands-on experience with Jenkins and container deployment architecture. Experience using OAuth2.0, SSO, and authentication methods/protocols. Expertise in application security, SSDLC, and knowledge of cryptography fundamentals. Preferred Qualifications: 3-5 years of work experience with a Bachelor’s Degree or with an advanced degree. Exposure to leading-edge areas such as Machine Learning, Deep Learning, Stream Computing and MLOps. Experience in mentoring junior engineers and collaborating with cross-functional teams. Experience in the payments tech industry is a plus Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Job Summary Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. Claude Code, ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes. Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders. Participate in system design and architecture, refining code plans and contributing to design documentation. Contribute to project estimation and escalate issues that may cause delays. Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices. Apply debugging tools to verify assumptions and proactively flag issues before they occur. Participate in code reviews to ensure coding standards are followed and address routine pull requests. Create test plans and configure testing procedures to identify and resolve defects for multiple features. Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance. Leverage and build knowledge of software developer tools to create, debug, and maintain code for components. Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance. Participate in Production Support rota covering weekdays and week ends. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications Relevant work experience and a Bachelor’s degree Preferred Qualifications Experience building and testing enterprise-scale web services (minimum one year). Experience working on client-facing project or technical teams (minimum one year). Experience in integrating feedback into design and solution fixes. Experience in mentoring junior engineers and collaborating with cross-functional teams. Experience in technologies/software systems or a directly related field (minimum two years). Experience in developing and/or implementing back end applications (minimum two years). Experience in system design and architecture for product components. Experience in debugging and troubleshooting software issues. Experience in code review and applying coding standards. Experience in test planning and execution for software features. Experience in responding to support requests and deploying fixes. Experience in using software developer tools for code creation and maintenance. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.