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About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. Role summary Ramat Hasharon, Herzliya . Hybrid Full-time We are looking for an engineer who can take ownership of a solution from understanding the business problem through production delivery and continuous improvement. AI-assisted development tools are a core part of how you work. You use them daily, critically, and effectively to improve the quality and speed of software delivery. You will report to a Domain Architect and work closely with senior engineering, product, and business leaders on AI initiatives and other high-impact challenges. You will contribute across the full lifecycle: problem definition, solution design, implementation, evaluation, deployment, monitoring, and production support. What you’ll do Own the full loop - understand the problem, define the solution, architect it, ship it, monitor it. No one hands you a spec Build with AI as your primary tool - Claude Code, Cursor, whatever gives the most leverage; do in a day what used to take a team a week Co-design with stakeholders and the business - decision logic, risk thresholds, success metrics Build the evaluation harness before you ship - if you can’t measure it, it’s not done Own production from day one - monitoring, alerting, observability; you’re on call for what you build Raise the bar - in design reviews, in code, and in how the team works Who you are Engineering At least 7 years of experience as a backend engineer Experience shipping production AI systems - running them in the real world and fixing what breaks, not just building them Understanding of agentic architectures - orchestration, multi-step workflows, fallback and error logic Strong eval instincts - you define metrics, build test sets, and don’t ship until you can measure Full-stack range - comfortable across the prompt, RAG pipeline, orchestrator, and backend Comfortable across any stack - you go where the right solution is Honest communication - you flag problems early and give direct, candid feedback You understand production concerns such as reliability, maintainability, security, observability, latency, and cost. AI fluency Real fluency with AI coding tools - genuinely fast, not just "familiar with" Think in workflows, not endpoints - agentic loops, skills, and orchestrated flows; CRUD with an LLM bolted on isn’t a system Clear judgment about when to trust AI output and when to rewrite it Goes beyond using AI - builds skills, workflows, and harnesses, not just prompts You understand common AI-system risks such as hallucinations, prompt injection, data leakage, unreliable tool execution, and uncontrolled autonomy. Good to have Fintech or regulated-environment experience - understanding why "probably fine" isn’t acceptable when money is moving What could set you apart Builder’s itch. When you see a repetitive task or a problem the team has accepted as "too hard to fix," you come back with a working prototype. Watching people do manually what a system could do doesn’t sit right with you. Grounded confidence. You move forward with incomplete information, make a call, own it. When you’re wrong, you update and move on - no drama, no ego. Production instinct. When you design, you’re already thinking about 2am incidents, runaway inference costs, and edge cases that surface when real money is moving. "Probably fine" isn’t a risk posture. Curious and adaptive. You explore new models and tools before anyone tells you to, run the experiment, and help create the best practices that don’t exist yet. Why join us Real problems at scale - 25M+ customers in 190+ countries depend on these systems; the stakes are real You help define the methodology - early-stage work at Payoneer; you won’t inherit a playbook, you’ll write it Work directly with senior architects, engineers, product leaders, and business stakeholders. Build solutions for challenging real-world problems where reliability, security, and measurable outcomes matter. #LI-LF1 The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously improve Always striving for a higher standard than our last. Build each other up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, apply today. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. We’re looking for an Architect who is a tech-enthusiast with a drive for excellence, and an out-of-the-box mindset to satisfy business needs in a complex payment solution environment. Location : Gurgaon-India Hybrid - Full-time What You’ll Do You will be a core member of the Cloud Modernization initiative, a high-impact engineering function responsible for transforming our technology backbone into a modern, cloud-native platform, while also accelerating how we use AI to improve engineering velocity, reliability, and customer outcomes by enabling safe, governed adoption of GenAI, building agentic systems, and embedding AI-assisted capabilities into our platforms and workflows. You will operate at the intersection of cloud architecture and enterprise modernization, leading critical initiatives to migrate, modernize, and re-architect legacy platforms into scalable, secure, and highly automated cloud-native systems. You will introduce AI-enabled capabilities to solve engineering and business problems by identifying high-value use cases, enabling AI adoption and AI-led development practices across teams, and delivering measurable outcomes. You will build and ship agentic systems that can plan, execute, and collaborate with humans safely with robust controls, and help build core AI capabilities to scale adoption. You will lead initiatives from a technical front, defining target architectures, establishing modernization patterns, and driving execution across engineering teams. You will design and implement cloud-native solutions, modern infrastructure platforms, and secure cloud environments that can support global-scale workloads. This role operates in a mission-driven model, where you will engage with multiple teams to accelerate modernization, unblock critical initiatives, and establish patterns and platforms that can be adopted broadly across the organization. You will work closely with architecture, platform, infrastructure, security, and product teams to modernize legacy systems, migrate databases and applications to the cloud, introduce modern DevOps and platform engineering practices, and raise the overall cloud maturity of the organization. Your work will directly shape the company’s future cloud platform and engineering velocity. Who You Are You are a seasoned Cloud and Modernization Architect with a strong sense of ownership and accountability. You are comfortable operating in complex enterprise environments and driving large-scale transformation initiatives. You also have a strong point of view on practical AI adoption. You can translate real engineering pain points into AI-enabled solutions, select the right patterns and ship systems with strong evaluation, observability, and governance. You bring deep expertise across cloud platforms, infrastructure, databases, and DevOps, and can translate legacy architectures into modern, scalable, and cloud-native systems. You balance long-term architectural vision with pragmatic execution and understand how to modernize systems safely and incrementally. You embrace change and continuously adapt to evolving technologies, architectures, and organizational needs. You are proactive, curious, and comfortable making architectural decisions in ambiguous environments. You thrive in cross-team environments and influence teams through technical leadership, clarity, and strong execution. You are impact-driven, not territory-driven, and measure success by how effectively you modernize systems, enable teams, and improve the organization’s overall cloud maturity. Key skills and competencies 10+ years of experience in cloud architecture, infrastructure, or platform engineering Deep hands-on experience with public cloud platforms, preferably AWS Proven experience leading cloud migration and modernization of enterprise systems Strong experience designing cloud architecture including compute, storage, networking, and security Strong experience with Infrastructure as Code, preferably Terraform or CloudFormation Experience with cloud networking, VPC design, private connectivity, and secure architectures Experience with relational databases such as PostgreSQL, MySQL, or Aurora Experience with NoSQL databases such as DynamoDB, MongoDB, or similar Experience with containers and Kubernetes, preferably EKS Experience building and operating CI/CD pipelines and modern DevOps practices Experience modernizing legacy systems into microservices or cloud-native architectures Experience with high availability, scalability, and disaster recovery design Experience working in enterprise environments with strong security and compliance requirements B.S. in computer science or equivalent #LI-AK1 The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously improve Always striving for a higher standard than our last. Build each other up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, apply today. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. ABOUT THE ROLE We are looking for a Tech Lead to be the technical backbone of our Cards engineering team in India. You will set the technical direction, drive architectural decisions, and raise the engineering bar — while staying hands-on with code and guiding engineers through complex problem-solving. WHAT YOU'LL DO Own and drive the technical vision, architecture, and design for the Cards domain Be a hands-on coding leader — write, review, and set the quality bar for production code Lead technical design discussions, RFC processes, and cross-team architectural decisions Mentor and upskill engineers through code reviews, pair programming, and technical guidance Partner with Product and Engineering Manager to translate business goals into technical roadmaps Identify and resolve technical debt, performance bottlenecks, and scalability challenges Champion engineering best practices: testing, observability, CI/CD, and Agile delivery Collaborate with DevOps, Security, and peer tech leads on platform-wide standards MUST-HAVE QUALIFICATIONS B.S. in Computer Science or equivalent 10+ years of backend development experience in Node.js with strong C# exposure 3+ years of advanced SQL (MSSQL / Oracle / MySQL / PostgreSQL) Proven track record as a technical leader driving complex, distributed systems Deep experience building SaaS platforms on AWS Containers & Kubernetes (K8s/EKS) experience Message broker expertise: RabbitMQ / SQS / Kafka (Kafka preferred) Microservices architecture and strong OOP / design patterns knowledge Experience in payment card systems, card processing, or financial platforms NICE TO HAVE Full-stack exposure: Next Redis or equivalent caching layer ORM experience (Entity Framework or similar) Domain Driven Design (DDD) practice PCI-DSS compliance or card network (Visa/Mastercard) integration experience TECH STACK SNAPSHOT Backend Node.js · C# Database MSSQL / PostgreSQL Cloud AWS / EKS Messaging Kafka / SQS Infra Docker · K8s Caching Redis TECHNICAL COMPETENCIES Deep systems thinking — design for scale, resilience, and maintainability Strong written and verbal communication of complex technical concepts Influential without authority — lead through expertise and trust Bias for action: ship iteratively, measure, and improve Security-conscious engineering mindset WHY PAYONEER High-impact, global fintech platform processing billions in transactions Autonomous teams with deep ownership over critical payment infrastructure Clear growth path: Tech Lead → Principal Engineer Competitive compensation + benefits in India The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously improve Always striving for a higher standard than our last. Build each other up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, apply today. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. Location: Gurugram - India (3 days WFO) Full-time What You’ll Be Spending Your Time On: Take a leadership role in achieving team goals, contributing to the overall design, architecture, development, quality, and production deployment of the team's systems Design and implement robust, scalable, and maintainable backend solutions for complex scenarios, ensuring high-quality results that may be consumed by other teams. Collaborate effectively within your team and with cross-functional partners, such as Product, Design/UX, DevOps, and other R&D teams, representing your team as needed. Maintain and improve the team's engineering practices, suggesting and implementing technology, patterns, or process enhancements. Proactively identify areas of improvement in team systems, processes, and scalability. Lead by example in code quality, contributing significantly to code reviews and acting as a focal point for engineering excellence questions. Help monitor production systems, investigate potential issues, and lead efforts to resolve critical production challenges while maintaining a customer-centric approach. Have You Done This Kind of Stuff: 6+ years in backend software engineering roles, with demonstrated ability to navigate technical trade-offs and ambiguity effectively. Extensive experience in C# and .Net ecosystem is a mandatory requirement. Hands-on experience in SQL Server and database management Experience with message queues or streaming platforms (e.g., RabbitMQ, SQS, Kafka). Experience in writing unit test and strong knowledge of design principles, data structures and algorithms. Experience with microservices architecture. Experience in designing new functionality for existing complex components while maintaining scalability and performance. Ability to collaborate effectively and communicate technical concepts to diverse stakeholders. BSc/BE/B.Tech in Computer Science, Software Engineering, or equivalent degree Not a Must, but a Great Advantage: Practical experience with Agile development methodologies. Familiarity with cloud platforms (AWS, Azure, or Google Cloud). Practical knowledge of non-relational databases (eg. MongoDB) Experience in mentoring new hires and interns, fostering a culture of collaboration and best practices. #LI-AK1 The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously improve Always striving for a higher standard than our last. Build each other up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, apply today. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.