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Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: SoFi’s Senior Staff AI Engineer is a hands-on AI engineering role in SoFi’s growing independent risk organization. This is a critical, senior role responsible for setting the technical direction, driving execution, and ensuring the successful delivery of our most complex, production-level AI initiatives. This role will be instrumental in conceptualizing, prototyping and implementing best-in-class AI-based solutions to meet risk management and compliance requirements. This hands-on role will work closely with the Director of Risk Analytics, and will leverage your deep expertise to solve our hardest problems, mentor the next generation of engineers, and directly connect technical innovation to major business success. This is a crucial role for the independent risk function as we execute our mission to help more members get their money right. What you’ll do: Architecture and Strategy: Define the long-term technical architecture and strategy for our next-generation AI platform, particularly focusing on robust, scalable agentic frameworks and LLM deployment patterns. Advanced LLM Orchestration: Architect and standardize the use of graph-based LLM orchestration, leveraging expert-level mastery of LangGraph to solve highly complex, multi-stage reasoning problems at scale. Distributed Agent Memory & State: Develop robust, persistent infrastructure for agentic state management, ensuring that long-running agent workflows maintain context and reliability across distributed nodes and regional failovers Deep Model Optimization: Pioneer and institutionalize advanced parameter-efficient fine-tuning (PEFT) and compression techniques to maximize model performance and minimize operational costs across the organization. Model Serving Infrastructure: Support the development of a unified model serving platform designed to host internally fine-tuned and custom-trained models to ensure high-throughput, low-latency inference across diverse hardware footprints. Operational Excellence: Define and enforce high standards for AI operationalization, requiring mastery in designing and deploying comprehensive AI observability solutions and advanced tracing/testing frameworks that guarantee production quality, compliance, and reliability. Mentorship: Mentor senior and junior AI Engineers, elevating the overall engineering quality Cross Functional Collaboration: Coordinate with cross-functional teams to distill specific requirements, project roadmaps, and ensure accurate and on-time project deliveries AI Innovation: Stay up-to-date with the latest trends and advancements in GenAI, LLMs, and NLP, evaluating and experimenting with new techniques and tools to push the boundaries of AI innovation in the banking sector. What you’ll need: Bachelor’s or Master’s degree in Computer Science, Data Science, AI, Machine Learning, or a related field. PhD is a plus. 8+ years software development experience, with 3+ years of hands-on experience in developing and successfully deploying production-level AI applications that have been used by real customers or internal stakeholders. Expert-level experience with LangGraph to model and orchestrate complex, stateful multi-step reasoning and control flow in LLM applications. Expert-level proficiency in developing sophisticated agentic solutions, with a portfolio demonstrating advanced use of planning, memory management, tool integration, and control flow. Deep understanding of Large Language Model (LLM) architectures, prompt engineering, retrieval-augmented generation (RAG), and advanced text generation techniques. Proven experience implementing parameter-efficient fine-tuning (PEFT) techniques (e.g., LoRA) to customize and optimize pre-trained models for specific tasks with minimal computational overhead. Deep expertise in building or extending inference engines (e.g., vLLM, NVIDIA Triton, or TGI) and managing the underlying Kubernetes/GPU orchestration for custom model deployments. Deep experience designing and institutionalizing AI observability solutions (e.g., LangSmith, Arize, Deepchecks) and advanced tracing and testing methodologies for LLM and agentic systems. Experience with cloud platforms (AWS, Azure, or GCP) and containerization technologies (Docker, Kubernetes). Expert level Python is required. React is strongly preferred. Experience with large-scale data handling, including unstructured and structured data pipelines, with a strong preference for Snowflake and DynamoDB. Experience developing and integrating AI-powered APIs and microservices architecture into banking applications. Experience with vector databases and retrieval-augmented generation (RAG) techniques using systems like Elasticsearch, Pinecone, or FAISS for enhancing LLM performance. Exceptional ability to communicate complex technical concepts, drive consensus among senior technical leaders, and influence organizational AI strategy. Strong analytical and problem-solving skills with attention to detail and an ability to work with complex, large-scale systems. Strong collaboration skills, with experience working in agile, cross-functional teams. Nice to have: Familiarity with regulatory frameworks and ethical considerations in AI within the banking industry (e.g., GDPR, data privacy, model explainability). Experience in banking or financial services use cases such as conversational AI for customer service, intelligent document processing for loan applications, fraud detection, or risk analysis. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. About The role As a Vulnerability Management Engineer, you will support the identification, assessment, prioritization, and remediation of vulnerabilities across applications and infrastructure. Working under the guidance of senior team members, you will assist in understanding how vulnerable dependencies enter an application, identifying remediation options, and engaging with engineering teams to track fixes. You will contribute to the maintenance of internal vulnerability-management tools, such as scripts, documentation, and reporting. The ideal candidate will have a desire to grow their AppSec expertise, will be eager to learn about modern security tooling and automation, and will be comfortable using AI tools like Claude to assist with documentation, investigation, and scripting tasks while following company security and data-handling requirements. What you’ll do Perform regular vulnerability assessments using different tools. Regularly drive remediation and reporting of cataloged vulnerabilities. Assess discovered vulnerabilities and properly prioritize their scope, impact and necessary response actions. Conduct security reviews of our products and production infrastructure. Contribute to vulnerability management, application security and/or offensive/red-team operations. Engage in security audit and security regulatory exercises with partners and vendors. Support regulatory compliance monitoring and reporting Support treatment and remediation activities with identified points of contact and system owners Develop processes and document procedures for use by other team members and to enhance efficiencies What you’ll need Bachelor’s Degree in Computer Science, Information Systems, or equivalent work-related experience Strong knowledge of industry standards regarding vulnerability management including Common Vulnerabilities and Exposures (CVE), Common Vulnerability Scoring System (CVSS), OWASP, etc. Experience with different types of vulnerability assessment tools or related experience in vulnerability detection DAST/SAST tools Outstanding communication and interpersonal skills, with the capacity to effectively convey intricate security concepts to both technical and non-technical stakeholders. Ability to demonstrate knowledge with prioritizing remediation activities with operational teams through risk ratings of vulnerabilities and assets Experience judging the vulnerability priority based on risk and impact Deep application security knowledge, with the ability to map an application vulnerability to exploitation indications and relevant investigative techniques. Hands-on experience with at least one coding language (Bash, Go, Python, Java). Experience with Secure Software Development Life Cycles. Preferred Qualifications 2+ years of experience in an information technology/security role 2+ years of experience with cloud technologies Ability to manage relationships with other business units, external vendors, and stakeholders when IT security risks are present and system or process changes must be made to mitigate risk Familiarity with AWS and at-scale services Experience with micro-service architecture Knowledge of CI/CD, application development and testing tools Ability to work in a fast paced and Agile development environment Work and play well with others; SoFi is a collaborative environment Nice to have Masters or PhD in Computer Science or Engineering Financial services experience Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. About the role As a Senior Vulnerability Management Engineer you will independently identify, assess, prioritize, and drive the remediation of vulnerabilities across applications, infrastructure, containers, Kubernetes environments, and third-party dependencies. You will be expected to understand how vulnerable dependencies enter an application, determine whether they are direct or transitive, identify appropriate remediation options, and work with engineering teams to implement and validate fixes. You will also own and enhance internal vulnerability-management tools, including the repositories, scheduled jobs, APIs, and reporting applications used to process and display vulnerability findings. The ideal candidate should be comfortable using approved AI tools, such as Claude, to accelerate development, investigation, documentation, and security automation while following company security and data-handling requirements. What you’ll do Perform vulnerability assessments across applications, operating systems, containers, Kubernetes clusters, and third-party dependencies. Investigate vulnerable dependencies, determine where they originate, and identify whether they are direct or transitive. Recommend safe dependency upgrades, configuration changes, patches, or compensating controls. Own and maintain the source-code repositories associated with internal vulnerability-management tools and reporting applications. Integrate security tools with ticketing systems, repositories, dashboards, and reporting platforms through APIs and webhooks. Use approved AI-assisted development tools to support coding, debugging, vulnerability research, remediation analysis, test creation, and documentation. Identify false positives, duplicate findings, incorrect asset associations, and findings that lack sufficient context. Partner with engineering and infrastructure teams to prioritize vulnerabilities based on exploitability, exposure, asset criticality, and business impact. Develop dashboards and reports that communicate vulnerability risk, remediation progress, SLA performance, and program effectiveness. Lead remediation initiatives and provide technical guidance to engineers and other security team members. What you’ll need Bachelor’s degree in Computer Science, Information Systems, Cybersecurity, or equivalent practical experience. 4+ years of experience in information security, vulnerability management, application security, security engineering, or a related discipline. Strong understanding of CVE, CVSS, CWE, CISA KEV, EPSS, OWASP, and risk-based vulnerability prioritization. Experience investigating vulnerable dependencies using build files, dependency trees, lock files, container images, and software-composition-analysis tools. Ability to determine where a vulnerable package originates and recommend a safe, compatible remediation. Hands-on experience operating vulnerability-management platforms such as Qualys or similar tools. Experience with SAST, DAST, SCA, container-security, or infrastructure vulnerability-scanning tools. Experience developing or maintaining reporting applications, dashboards, backend services, or data-processing workflows. Familiarity with containers, Kubernetes workloads, Helm, CI/CD pipelines, configuration management, logging, monitoring, and secrets management. Proficiency in at least one programming or scripting language, such as Python, Java, Go, or Bash. Ability to independently manage technical initiatives involving multiple engineering teams and stakeholders. Preferred qualifications Experience with cloud platforms and cloud-native services. Experience with microservice architectures and Kubernetes-based applications. Experience developing vulnerability-management automation and self-service security tools. Knowledge of Java dependency-management systems such as Gradle or Maven, including transitive dependency analysis. Ability to collaborate with engineering, infrastructure, business, compliance, and external vendor teams. Nice to have Master’s degree in Computer Science, Cybersecurity, or Engineering. Practical experience deploying and troubleshooting applications in Kubernetes environments. Relevant hands-on security certifications from Hack The Box, Offensive Security, or another recognized practical security-training provider. Financial-services or other regulated-industry experience. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products. This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets. The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements. What you’ll do: Design and build backend services supporting SoFi's digital asset custody platform Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks Design APIs supporting retail and institutional crypto products Develop services supporting wallet lifecycle management and blockchain interactions Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms Optimize transaction throughput while maintaining strict security controls Build scalable event-driven architectures supporting blockchain state changes and transaction processing Partner closely with Security Engineering to implement cryptographic controls and authorization workflows Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities What you’ll need: 7+ years of backend software engineering experience Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols. Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset. Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture. Strong experience with distributed systems and cloud-native architectures Experience building highly available production services Strong understanding of REST APIs, asynchronous messaging, and event-driven systems Experience with AWS or comparable cloud platforms Experience with PostgreSQL, Redis, Kafka, or similar technologies Strong understanding of CI/CD and modern software development practices Excellent debugging and production incident response skills Nice to have: Experience working with digital assets or blockchain infrastructure Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage Experience building financial services infrastructure Familiarity with blockchain transaction lifecycle and wallet architecture Experience designing secure approval workflows Understanding of distributed consensus and cryptographic systems Experience supporting institutional financial platforms Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. About the role As a Senior Vulnerability Management Engineer you will independently identify, assess, prioritize, and drive the remediation of vulnerabilities across applications, infrastructure, containers, Kubernetes environments, and third-party dependencies. You will be expected to understand how vulnerable dependencies enter an application, determine whether they are direct or transitive, identify appropriate remediation options, and work with engineering teams to implement and validate fixes. You will also own and enhance internal vulnerability-management tools, including the repositories, scheduled jobs, APIs, and reporting applications used to process and display vulnerability findings. The ideal candidate should be comfortable using approved AI tools, such as Claude, to accelerate development, investigation, documentation, and security automation while following company security and data-handling requirements. What you’ll do Perform vulnerability assessments across applications, operating systems, containers, Kubernetes clusters, and third-party dependencies. Investigate vulnerable dependencies, determine where they originate, and identify whether they are direct or transitive. Recommend safe dependency upgrades, configuration changes, patches, or compensating controls. Own and maintain the source-code repositories associated with internal vulnerability-management tools and reporting applications. Integrate security tools with ticketing systems, repositories, dashboards, and reporting platforms through APIs and webhooks. Use approved AI-assisted development tools to support coding, debugging, vulnerability research, remediation analysis, test creation, and documentation. Identify false positives, duplicate findings, incorrect asset associations, and findings that lack sufficient context. Partner with engineering and infrastructure teams to prioritize vulnerabilities based on exploitability, exposure, asset criticality, and business impact. Develop dashboards and reports that communicate vulnerability risk, remediation progress, SLA performance, and program effectiveness. Lead remediation initiatives and provide technical guidance to engineers and other security team members. What you’ll need Bachelor’s degree in Computer Science, Information Systems, Cybersecurity, or equivalent practical experience. 4+ years of experience in information security, vulnerability management, application security, security engineering, or a related discipline. Strong understanding of CVE, CVSS, CWE, CISA KEV, EPSS, OWASP, and risk-based vulnerability prioritization. Experience investigating vulnerable dependencies using build files, dependency trees, lock files, container images, and software-composition-analysis tools. Ability to determine where a vulnerable package originates and recommend a safe, compatible remediation. Hands-on experience operating vulnerability-management platforms such as Qualys or similar tools. Experience with SAST, DAST, SCA, container-security, or infrastructure vulnerability-scanning tools. Experience developing or maintaining reporting applications, dashboards, backend services, or data-processing workflows. Familiarity with containers, Kubernetes workloads, Helm, CI/CD pipelines, configuration management, logging, monitoring, and secrets management. Proficiency in at least one programming or scripting language, such as Python, Java, Go, or Bash. Ability to independently manage technical initiatives involving multiple engineering teams and stakeholders. Preferred qualifications Experience with cloud platforms and cloud-native services. Experience with microservice architectures and Kubernetes-based applications. Experience developing vulnerability-management automation and self-service security tools. Knowledge of Java dependency-management systems such as Gradle or Maven, including transitive dependency analysis. Ability to collaborate with engineering, infrastructure, business, compliance, and external vendor teams. Nice to have Master’s degree in Computer Science, Cybersecurity, or Engineering. Practical experience deploying and troubleshooting applications in Kubernetes environments. Relevant hands-on security certifications from Hack The Box, Offensive Security, or another recognized practical security-training provider. Financial-services or other regulated-industry experience. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.